The D&B BIR (Business Information Report)

D&B BIR structure [Sample]

Effective risk management is a major contributor towards profitability. Trade debtors/accounts receivables can represent up to 40% of a company's current assets, and in many cases this is the largest uninsured asset. The most useful general-purpose tool for finding out about a specific company is a D&B Business Information Report. These are available for all countries in the region. The precise nature of the information contained depends upon the legal and business environment in each country. A BIR will normally give sufficient up-to-date information about the trading activities and financial viability of the company concerned to help you make an informed decision about the terms on which you should do business, including the following data elements.

Company information normally found in a Business Information Report.

• Identification
  • D-U-N-S®Number
  • Company registration number
  • Company name
  • Registered Address
  • Business Address
  • Phone/fax/e-mail
• Evaluation
  • D&B Rating *
  • Maximum credit recommendation
  • Payment performance
• Summary
  • Employees
  • Line of business
  • Legal form
  • Start date
• Public notice information
  • Legal public filings e.g. County Court Judgments, winding-up petitions etc.
• Bankers
• Principals
  • Name/title
  • Personal details
• Financials
  • Financial Statement
  • Financial comparisons (3 years)
  • Capital
  • Sales
  • Profit/loss
  • Net worth
• Performance ratios
• Payment habits
• Corporate structure
• History and operations
• Press cuttings